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Home / Life / How to

Surrender a policy that has been lost

It is not necessary to have a duplicate policy made in case the policy that you wish to surrender is lost. However these requirements must be fulfilled:

• Declaration of surety is necessary as in the case of the issue of a duplicate policy.
  
  
• An indemnity bond duly stamped and completed by the life assured along with a surety. The stamp duty on the indemnity bond will depend on the amount of the surrender value of the policy.
  
  
• Discharge form and form of declaration of no assignment duly completed by the policyholder.
  
  
  

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