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Non-Medical General Rules
NON-MEDICAL GENERAL SCHEME
SELF
EMPLOYEED PROFESSIONALS |
OTHERS |
| Age Upto 45 years (NBD) |
Between 46 & 50 Years (NBD) |
Age not over 40 years (NBD) |
Between 40 & 45 years (NBD) |
Between 46 & 50 years (NBD) |
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Eligibility |
| Self employed professionals – Chartered Accountants, Cost Accountants,
Engineers, Architects, Management / Computer Consultants, Doctors,
Lawyers, Teachers, LIC Agents |
Males (all lives) and literate females with own income (earned
or unearned) and with standard age proof above 40 years |
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MAX. POLICY TERM PERMISSIBLE |
| No Restrictions |
25 years term for Non-standard age proof |
No restrictions |
No restrictions |
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MAX. MATURITY / PREMIUM CEASING AGE |
| No Restrictions |
In case of Non-standard Age Proof – 65 years for Endowment
Plans and 60 years for Money Back Plans |
No restrictions |
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MAX. SUM ASSURED ALLOWED |
| 6 lacs |
3 lacs |
2 lacs |
1 lac |
40,000 |
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PLANS ALLOWED/RESTRICTIONS |
| 5, 8, 14, 48, 75, 90, 91, 93, 95, 149, 152, 154, 155, 156, 157.
SA restricted to Max. 1 lac under T. No. 91 |
5, 8, 14, 48, 75, 90, 91, 93, 95, 149, 152, 154, 155, 156, 157.
SA restricted to Max. 50,000 under T. No. 91 |
14, 48, 75, 90, 91, 93, 95, 149, 152, 154, 155, 156, 157. SA restricted
to Max. 50,000 under T. No. 91 |
14, 48, 75, 90, 91, 93, 95, 149, 152, 154, 155, 156, 157. SA restricted
to Max. 50,000 under T. No. 91 |
14, 48, 75, 90, 91, 93, 95,154, 155, 156, 157. |
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